How it works Features Built for Ghana Pricing Try it free
WhatsApp-first bookkeeping for Ghana 🇬🇭

Run your books & stay tax-ready — right inside WhatsApp.

LedgerGH turns a WhatsApp chat into a full bookkeeping and GRA tax-compliance assistant. Record sales and expenses, send invoices, calculate VAT, run payroll — no apps to learn, no spreadsheets.

GRA VAT & income tax SSNIT & PAYE payroll MTN · Telecel · AirtelTigo MoMo
This month · net
GHS 1,463.00
Invoice paid
GHS 2,472.00
Made for every Ghanaian business: Sole traders & informal Registered enterprises Limited companies Retail · Services · Food · Trades
How it works

From "hello" to fully booked in minutes

No downloads, no training. If you can send a WhatsApp message, you can run your books.

1

Say hi on WhatsApp

Message LedgerGH and register your business in under a minute — sole trader, enterprise or limited company.

2

Chat your money

“+480 sold kente”, “-800 rent”. LedgerGH books each sale and expense, categorises it and keeps a tamper-proof ledger.

3

Stay compliant

Get invoices, P&L reports, and VAT / PAYE / SSNIT figures ready to file — plus reminders before every GRA deadline.

Everything your business needs

One assistant. Your whole back office.

WhatsApp bookkeeping

Record income & expenses by chat in plain language. Auto-categorised into a clean, append-only ledger.

GRA tax & VAT

VFRS 3% or Standard VAT (15% + NHIL/GETFund/COVID) calculated automatically — with income-tax estimates as you go.

Professional invoices

Send branded TAX INVOICE PDFs with buyer TIN and GRA e-VAT fiscal codes — paid by Mobile Money in a tap.

Payroll, PAYE & SSNIT

Run staff payroll with PAYE bands and SSNIT (5.5% / 13%) computed for you, plus ready-to-upload contribution files.

Smart reminders

Automatic WhatsApp nudges before VAT, PAYE & SSNIT deadlines — and when an invoice goes overdue.

Auto-capture

Connect MoMo & bank accounts (Enterprise) so transactions flow in automatically — just confirm and post.

Web dashboard

A beautiful dashboard for P&L, reports, year-on-year, the compliance calendar and full transaction audit trail.

Multi-business & roles

Manage several businesses and invite staff or your accountant with owner / staff / accountant permissions.

Secure & audit-ready

Tamper-proof ledger, signed document links and per-business access control. Your records, protected.

Your numbers, beautifully clear

The whole business, at a glance.

Every chat message rolls up into a live dashboard: profit & loss, tax position, the compliance calendar and recent activity — so you always know where you stand.

  • Real-time P&L and net-profit, month & year-to-date
  • Income-tax, VAT, PAYE & SSNIT — always up to date
  • Compliance calendar with every GRA deadline
  • Export reports & filing files in one click
LedgerGH dashboard — KPIs, profit & loss and compliance calendar
Built for Ghana 🇬🇭

Tax rules that actually match the GRA.

LedgerGH speaks Cedi and Ghanaian tax law natively — VFRS and Standard VAT with NHIL, GETFund & COVID levies, graduated income-tax bands, SSNIT tiers and Mobile Money. Rates are versioned and effective-dated, so your books are always right.

3%
VFRS flat-rate VAT
15%
Standard VAT + levies
18.5%
SSNIT (employee + employer)
100%
Mobile-Money native
Simple, honest pricing

Start free. Grow when you're ready.

Pay in Cedis by Mobile Money. No card required.

Starter

Free
For sole traders getting organised.
  • WhatsApp bookkeeping
  • Balance & basic reports
  • VAT & income-tax estimates
  • Deadline reminders
Get started
MOST POPULAR

Pro

GHS 180/mo
For growing registered businesses.
  • Everything in Starter
  • Invoicing + TAX INVOICE PDFs
  • GRA e-VAT & direct filing help
  • PDF & CSV report exports
  • Web dashboard
Start Pro

Enterprise

GHS 450/mo
For companies with staff & scale.
  • Everything in Pro
  • Payroll, PAYE & SSNIT files
  • MoMo & bank auto-capture
  • Multi-business & team roles
  • Priority support
Start Enterprise
Questions

Good to know

Do I need to install anything?+

No. LedgerGH lives in WhatsApp — the app you already use. There's also an optional web dashboard you can open in any browser or add to your home screen.

Does it really handle GRA tax?+

Yes. LedgerGH calculates VFRS (3%) or Standard VAT (15% plus NHIL, GETFund and COVID levies), graduated income tax, PAYE and SSNIT using effective-dated GRA/SSNIT rates, and prepares filing-ready figures and files.

How do customers pay invoices?+

Invoices are sent as professional PDFs and can be paid by Mobile Money (MTN, Telecel, AirtelTigo) — the payment is matched and your books update automatically.

Is my data safe?+

Your records sit in a tamper-proof, append-only ledger with per-business access control and signed document links. You can request export or deletion at any time.

Who is LedgerGH for?+

Any Ghanaian business — from a market trader to a registered enterprise to a limited company. The features adapt to how your business is registered.

Your books, sorted — in the time it takes to send a text.

Join Ghanaian businesses keeping clean records and staying GRA-compliant, all from WhatsApp.